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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,596 | $143,969-69.7% | $199,883-78.2% | $82,637-47.2% |
| Participation rate | 91.2% | 84.1%+7.0pp | 86.8%+4.4pp | 68.1%+23.1pp |
| Annual return | 25.79% | 25.67%+0.1pp | 43.81%-18.0pp | 53.51%-27.7pp |
| Employer contribution / active EE | $0 | $4,632-100.0% | $6,261-100.0% | $2,552-100.0% |
| Participant deferral / active EE | $12,004 | $6,937+73.0% | $9,138+31.4% | $4,126+190.9% |
| Admin fee / account holder | $973 | $14,597-93.3% | $17,268-94.4% | $7,339-86.7% |