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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,365 | $102,422+173.7% | $147,117+90.6% | $80,959+246.3% |
| Participation rate | 93.1% | 75.9%+17.2pp | 82.2%+10.9pp | 67.7%+25.4pp |
| Annual return | 19.17% | 135.16%-116.0pp | 420.54%-401.4pp | 35.67%-16.5pp |
| Employer contribution / active EE | $22,958 | $3,717+517.6% | $4,932+365.4% | $2,757+732.7% |
| Participant deferral / active EE | $19,080 | $6,652+186.8% | $8,065+136.6% | $4,300+343.7% |
| Admin fee / account holder | $2,047 | $7,953-74.3% | $12,993-84.2% | $6,925-70.4% |