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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,969 | $76,407-79.1% | $150,298-89.4% | $82,448-80.6% |
| Participation rate | 74.1% | 66.4%+7.7pp | 77.8%-3.7pp | 68.1%+6.0pp |
| Annual return | 10.44% | 39.99%-29.6pp | 62.79%-52.3pp | 41.64%-31.2pp |
| Employer contribution / active EE | $4,391 | $2,614+68.0% | $4,154+5.7% | $2,551+72.1% |
| Participant deferral / active EE | $2,218 | $3,214-31.0% | $5,453-59.3% | $4,139-46.4% |
| Admin fee / account holder | $963 | $6,352-84.8% | $14,116-93.2% | $7,234-86.7% |