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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,725 | $81,276-79.4% | $155,574-89.2% | $80,925-79.3% |
| Participation rate | 57.1% | 66.2%-9.1pp | 78.2%-21.1pp | 67.7%-10.5pp |
| Annual return | 14.89% | 33.36%-18.5pp | 64.87%-50.0pp | 35.65%-20.8pp |
| Employer contribution / active EE | $4,104 | $3,103+32.2% | $4,676-12.2% | $2,756+48.9% |
| Participant deferral / active EE | $2,094 | $3,453-39.3% | $5,629-62.8% | $4,299-51.3% |
| Admin fee / account holder | $1,010 | $7,993-87.4% | $15,914-93.7% | $6,940-85.4% |