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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,093 | $74,661-45.0% | $160,784-74.4% | $67,986-39.6% |
| Participation rate | 95.6% | 57.1%+38.5pp | 77.0%+18.6pp | 57.2%+38.4pp |
| Annual return | 54.02% | 28.83%+25.2pp | 1803.92%-1749.9pp | 31.67%+22.4pp |
| Employer contribution / active EE | $3,592 | $1,829+96.4% | $3,733-3.8% | $2,019+77.9% |
| Participant deferral / active EE | $7,819 | $3,681+112.4% | $6,293+24.2% | $3,358+132.8% |
| Admin fee / account holder | $2,794 | $3,959-29.4% | $9,717-71.2% | $3,203-12.8% |