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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,550 | $106,749-62.0% | $145,433-72.1% | $82,448-50.8% |
| Participation rate | 97.5% | 75.6%+21.9pp | 82.1%+15.4pp | 68.1%+29.4pp |
| Annual return | 38.44% | 27.59%+10.9pp | 66.58%-28.1pp | 41.64%-3.2pp |
| Employer contribution / active EE | $5,121 | $3,444+48.7% | $4,554+12.4% | $2,551+100.7% |
| Participant deferral / active EE | $9,192 | $6,519+41.0% | $7,897+16.4% | $4,139+122.1% |
| Admin fee / account holder | $13,420 | $8,390+60.0% | $13,129+2.2% | $7,234+85.5% |