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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,241 | $102,422-66.6% | $147,117-76.7% | $80,959-57.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 19.68% | 135.16%-115.5pp | 420.54%-400.9pp | 35.67%-16.0pp |
| Employer contribution / active EE | $4,723 | $3,717+27.0% | $4,932-4.3% | $2,757+71.3% |
| Participant deferral / active EE | $8,786 | $6,652+32.1% | $8,065+8.9% | $4,300+104.3% |
| Admin fee / account holder | $2,895 | $7,953-63.6% | $12,993-77.7% | $6,925-58.2% |