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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,017 | $154,228-83.8% | $145,433-82.8% | $137,256-81.8% |
| Participation rate | 83.3% | 83.8%-0.5pp | 82.1%+1.2pp | 80.0%+3.4pp |
| Annual return | 45.82% | 74.59%-28.8pp | 66.58%-20.8pp | 220.34%-174.5pp |
| Employer contribution / active EE | $1,636 | $4,804-65.9% | $4,554-64.1% | $4,156-60.6% |
| Participant deferral / active EE | $4,221 | $8,216-48.6% | $7,897-46.6% | $6,407-34.1% |
| Admin fee / account holder | $969 | $14,344-93.2% | $13,129-92.6% | $12,270-92.1% |