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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,204 | $160,070-87.4% | $147,117-86.3% | $145,897-86.2% |
| Participation rate | 84.6% | 84.0%+0.6pp | 82.2%+2.4pp | 80.3%+4.3pp |
| Annual return | 129.29% | 98.69%+30.6pp | 420.54%-291.3pp | 552.29%-423.0pp |
| Employer contribution / active EE | $1,922 | $5,285-63.6% | $4,932-61.0% | $4,663-58.8% |
| Participant deferral / active EE | $5,375 | $8,419-36.2% | $8,065-33.4% | $6,689-19.7% |
| Admin fee / account holder | $1,118 | $15,035-92.6% | $12,993-91.4% | $13,390-91.6% |