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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,347 | $97,125-47.1% | $86,233-40.5% | $137,256-62.6% |
| Participation rate | 62.5% | 74.2%-11.7pp | 69.0%-6.5pp | 80.0%-17.5pp |
| Annual return | 26.56% | 74.19%-47.6pp | 61.39%-34.8pp | 220.34%-193.8pp |
| Employer contribution / active EE | $2,236 | $2,841-21.3% | $2,504-10.7% | $4,156-46.2% |
| Participant deferral / active EE | $11,171 | $5,180+115.7% | $4,559+145.0% | $6,407+74.4% |
| Admin fee / account holder | $0 | $9,725-100.0% | $8,342-100.0% | $12,270-100.0% |