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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,937 | $196,972+13.2% | $182,262+22.3% | $198,609+12.2% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 37.69% | 158.27%-120.6pp | 140.60%-102.9pp | 202.70%-165.0pp |
| Employer contribution / active EE | $28,260 | $5,364+426.9% | $5,046+460.1% | $5,055+459.0% |
| Participant deferral / active EE | $18,583 | $8,643+115.0% | $8,276+124.5% | $6,977+166.4% |
| Admin fee / account holder | $1,334 | $18,429-92.8% | $16,712-92.0% | $19,030-93.0% |