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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,392 | $146,267+82.1% | $197,124+35.1% | $82,448+223.1% |
| Participation rate | 100.0% | 84.0%+16.0pp | 86.7%+13.3pp | 68.1%+31.9pp |
| Annual return | 29.35% | 29.61%-0.3pp | 44.34%-15.0pp | 41.64%-12.3pp |
| Employer contribution / active EE | $35,031 | $4,723+641.7% | $6,227+462.5% | $2,551+1273.2% |
| Participant deferral / active EE | $25,150 | $7,035+257.5% | $9,135+175.3% | $4,139+507.6% |
| Admin fee / account holder | $967 | $14,422-93.3% | $16,298-94.1% | $7,234-86.6% |