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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,243 | $101,950-79.2% | $125,529-83.1% | $86,983-75.6% |
| Participation rate | 94.3% | 70.2%+24.2pp | 74.7%+19.6pp | 69.5%+24.8pp |
| Annual return | 22.05% | 18.29%+3.8pp | 202.56%-180.5pp | 25.83%-3.8pp |
| Employer contribution / active EE | $6,242 | $2,358+164.7% | $3,058+104.2% | $2,584+141.5% |
| Participant deferral / active EE | $7,186 | $3,862+86.1% | $4,813+49.3% | $4,194+71.3% |
| Admin fee / account holder | $3,683 | $12,791-71.2% | $16,298-77.4% | $7,856-53.1% |