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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,243 | $94,436-77.5% | $115,599-81.6% | $82,637-74.3% |
| Participation rate | 94.3% | 70.4%+23.9pp | 74.3%+20.1pp | 68.1%+26.3pp |
| Annual return | 22.05% | 18.37%+3.7pp | 111.10%-89.0pp | 53.51%-31.5pp |
| Employer contribution / active EE | $6,242 | $2,324+168.6% | $2,955+111.2% | $2,552+144.6% |
| Participant deferral / active EE | $7,186 | $3,955+81.7% | $4,889+47.0% | $4,126+74.2% |
| Admin fee / account holder | $3,683 | $10,328-64.3% | $12,841-71.3% | $7,339-49.8% |