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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,619 | $125,184-67.6% | $105,607-61.5% | $145,884-72.2% |
| Participation rate | 90.0% | 77.6%+12.4pp | 75.3%+14.7pp | 80.3%+9.7pp |
| Annual return | 14.76% | 225.00%-210.2pp | 116.11%-101.3pp | 551.85%-537.1pp |
| Employer contribution / active EE | $6,653 | $3,720+78.9% | $3,167+110.1% | $4,662+42.7% |
| Participant deferral / active EE | $15,745 | $5,714+175.5% | $5,011+214.2% | $6,690+135.4% |
| Admin fee / account holder | $1,284 | $17,133-92.5% | $10,958-88.3% | $13,392-90.4% |