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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,898 | $132,099-68.3% | $115,599-63.8% | $138,895-69.8% |
| Participation rate | 76.5% | 77.9%-1.4pp | 74.3%+2.2pp | 79.9%-3.4pp |
| Annual return | 23.20% | 176.76%-153.6pp | 111.10%-87.9pp | 145.39%-122.2pp |
| Employer contribution / active EE | $6,594 | $3,416+93.0% | $2,955+123.1% | $4,194+57.2% |
| Participant deferral / active EE | $11,849 | $5,617+111.0% | $4,889+142.3% | $6,396+85.3% |
| Admin fee / account holder | $8,889 | $15,650-43.2% | $12,841-30.8% | $12,562-29.2% |