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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,518 | $72,071-72.9% | $68,368-71.5% | $137,256-85.8% |
| Participation rate | 28.6% | 76.2%-47.7pp | 73.8%-45.2pp | 80.0%-51.4pp |
| Annual return | 18.52% | 353.14%-334.6pp | 292.57%-274.1pp | 220.34%-201.8pp |
| Employer contribution / active EE | $572 | $2,788-79.5% | $2,649-78.4% | $4,156-86.2% |
| Participant deferral / active EE | $853 | $4,410-80.6% | $4,123-79.3% | $6,407-86.7% |
| Admin fee / account holder | $2,320 | $5,336-56.5% | $5,150-54.9% | $12,270-81.1% |