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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,218 | $160,040-68.0% | $147,096-65.2% | $145,877-64.9% |
| Participation rate | 40.0% | 84.0%-44.0pp | 82.2%-42.2pp | 80.3%-40.3pp |
| Annual return | 13.71% | 98.49%-84.8pp | 419.75%-406.0pp | 551.28%-537.6pp |
| Employer contribution / active EE | $1,116 | $5,289-78.9% | $4,936-77.4% | $4,663-76.1% |
| Participant deferral / active EE | $10,961 | $8,429+30.0% | $8,071+35.8% | $6,691+63.8% |
| Admin fee / account holder | $3,585 | $15,050-76.2% | $13,005-72.4% | $13,402-73.2% |