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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,946 | $110,379+119.2% | $102,412+136.2% | $145,884+65.8% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.5%+25.5pp | 80.3%+19.7pp |
| Annual return | 7.51% | 24.84%-17.3pp | 24.94%-17.4pp | 551.85%-544.3pp |
| Employer contribution / active EE | $9,884 | $4,216+134.4% | $3,870+155.4% | $4,662+112.0% |
| Participant deferral / active EE | $19,125 | $5,622+240.2% | $5,060+277.9% | $6,690+185.9% |
| Admin fee / account holder | $7,667 | $9,745-21.3% | $8,388-8.6% | $13,392-42.8% |