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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,716 | $111,535-52.7% | $105,223-49.9% | $137,256-61.6% |
| Participation rate | 70.0% | 78.1%-8.1pp | 75.0%-5.0pp | 80.0%-10.0pp |
| Annual return | 19.16% | 237.85%-218.7pp | 180.65%-161.5pp | 220.34%-201.2pp |
| Employer contribution / active EE | $2,222 | $3,939-43.6% | $3,689-39.8% | $4,156-46.5% |
| Participant deferral / active EE | $3,234 | $5,500-41.2% | $5,072-36.2% | $6,407-49.5% |
| Admin fee / account holder | $1,506 | $9,721-84.5% | $8,859-83.0% | $12,270-87.7% |