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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,322 | $160,070-43.6% | $147,117-38.6% | $145,897-38.1% |
| Participation rate | 80.0% | 84.0%-4.0pp | 82.2%-2.2pp | 80.3%-0.3pp |
| Annual return | 13.54% | 98.69%-85.1pp | 420.54%-407.0pp | 552.29%-538.8pp |
| Employer contribution / active EE | $3,006 | $5,285-43.1% | $4,932-39.1% | $4,663-35.5% |
| Participant deferral / active EE | $6,518 | $8,419-22.6% | $8,065-19.2% | $6,689-2.6% |
| Admin fee / account holder | $21,657 | $15,035+44.0% | $12,993+66.7% | $13,390+61.7% |