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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,584 | $106,864-58.3% | $147,318-69.7% | $82,637-46.0% |
| Participation rate | 93.1% | 75.5%+17.6pp | 82.1%+11.0pp | 68.1%+25.0pp |
| Annual return | 13.52% | 27.49%-14.0pp | 70.43%-56.9pp | 53.51%-40.0pp |
| Employer contribution / active EE | $923 | $3,417-73.0% | $4,593-79.9% | $2,552-63.8% |
| Participant deferral / active EE | $2,517 | $6,496-61.2% | $7,906-68.2% | $4,126-39.0% |
| Admin fee / account holder | $3,152 | $8,415-62.5% | $13,708-77.0% | $7,339-57.0% |