Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,606 | $106,864-35.8% | $147,318-53.4% | $82,637-17.0% |
| Participation rate | 23.5% | 75.5%-52.0pp | 82.1%-58.5pp | 68.1%-44.5pp |
| Annual return | 10.92% | 27.49%-16.6pp | 70.43%-59.5pp | 53.51%-42.6pp |
| Employer contribution / active EE | $1,037 | $3,417-69.7% | $4,593-77.4% | $2,552-59.4% |
| Participant deferral / active EE | $2,214 | $6,496-65.9% | $7,906-72.0% | $4,126-46.3% |
| Admin fee / account holder | $14,340 | $8,415+70.4% | $13,708+4.6% | $7,339+95.4% |