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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $235,756 | $183,592+28.4% | $155,574+51.5% | $145,877+61.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 12.22% | 61.37%-49.2pp | 64.87%-52.6pp | 551.28%-539.1pp |
| Employer contribution / active EE | $10,482 | $5,317+97.1% | $4,676+124.2% | $4,663+124.8% |
| Participant deferral / active EE | $11,283 | $6,466+74.5% | $5,629+100.4% | $6,691+68.6% |
| Admin fee / account holder | $7,222 | $19,316-62.6% | $15,914-54.6% | $13,402-46.1% |