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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,752 | $106,524+105.4% | $152,301+43.6% | $87,485+150.0% |
| Participation rate | 96.8% | 75.8%+21.0pp | 82.4%+14.3pp | 68.9%+27.8pp |
| Annual return | 13.19% | 26.89%-13.7pp | 80.50%-67.3pp | 26.06%-12.9pp |
| Employer contribution / active EE | $3,027 | $3,371-10.2% | $4,624-34.5% | $2,596+16.6% |
| Participant deferral / active EE | $8,883 | $6,525+36.1% | $8,004+11.0% | $4,274+107.9% |
| Admin fee / account holder | $21,118 | $8,287+154.8% | $14,398+46.7% | $7,775+171.6% |