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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,187 | $156,398+68.3% | $147,318+78.7% | $138,895+89.5% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 14.71% | 78.75%-64.0pp | 70.43%-55.7pp | 145.39%-130.7pp |
| Employer contribution / active EE | $5,817 | $4,853+19.9% | $4,593+26.7% | $4,194+38.7% |
| Participant deferral / active EE | $11,806 | $8,237+43.3% | $7,906+49.3% | $6,396+84.6% |
| Admin fee / account holder | $2,416 | $14,976-83.9% | $13,708-82.4% | $12,562-80.8% |