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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,271 | $95,404+52.3% | $113,397+28.1% | $82,637+75.8% |
| Participation rate | 97.5% | 72.8%+24.7pp | 76.5%+21.0pp | 68.1%+29.4pp |
| Annual return | 10.92% | 19.08%-8.2pp | 23.20%-12.3pp | 53.51%-42.6pp |
| Employer contribution / active EE | $10,955 | $2,307+374.9% | $2,977+268.0% | $2,552+329.2% |
| Participant deferral / active EE | $2,818 | $4,220-33.2% | $5,076-44.5% | $4,126-31.7% |
| Admin fee / account holder | $14,181 | $9,168+54.7% | $11,957+18.6% | $7,339+93.2% |