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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $121,327 |
Service code 27 · EIN 43-1451524 | Advisory (Plan) | $83,423 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,385 | $122,259-71.1% | $147,005-75.9% | $199,768-82.3% |
| Participation rate | 91.9% | 78.3%+13.6pp | 82.2%+9.7pp | 72.0%+19.8pp |
| Annual return | 17.58% | 30.58%-13.0pp | 418.76%-401.2pp | 34.26%-16.7pp |
| Employer contribution / active EE | $2,112 | $4,097-48.4% | $4,934-57.2% | $3,037-30.4% |
| Participant deferral / active EE | $6,866 | $8,504-19.3% | $8,070-14.9% | $5,090+34.9% |
| Admin fee / account holder | $119 | $179-33.5% | $13,006-99.1% | $269-55.8% |