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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,303 | $211,224-87.5% | $178,505-85.3% | $145,897-82.0% |
| Participation rate | 87.5% | 80.8%+6.7pp | 77.1%+10.4pp | 80.3%+7.2pp |
| Annual return | 13.91% | 30.28%-16.4pp | 27.16%-13.2pp | 552.29%-538.4pp |
| Employer contribution / active EE | $3,172 | $4,577-30.7% | $3,955-19.8% | $4,663-32.0% |
| Participant deferral / active EE | $7,938 | $6,966+14.0% | $6,280+26.4% | $6,689+18.7% |
| Admin fee / account holder | $2,993 | $12,109-75.3% | $10,428-71.3% | $13,390-77.7% |