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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,877 | $162,136+10.9% | $152,301+18.1% | $154,746+16.2% |
| Participation rate | 0.0% | 84.1%-84.1pp | 82.4%-82.4pp | 80.7%-80.7pp |
| Annual return | 16.51% | 91.02%-74.5pp | 80.50%-64.0pp | 172.34%-155.8pp |
| Employer contribution / active EE | $1,944 | $4,890-60.2% | $4,624-58.0% | $4,379-55.6% |
| Participant deferral / active EE | $5,607 | $8,341-32.8% | $8,004-29.9% | $6,730-16.7% |
| Admin fee / account holder | $5,475 | $15,759-65.3% | $14,398-62.0% | $14,365-61.9% |