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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $420,498 | $81,262+417.5% | $155,602+170.2% | $80,911+419.7% |
| Participation rate | 92.8% | 66.2%+26.5pp | 78.2%+14.6pp | 67.6%+25.1pp |
| Annual return | 18.30% | 33.34%-15.0pp | 64.81%-46.5pp | 35.63%-17.3pp |
| Employer contribution / active EE | $24,265 | $3,102+682.3% | $4,675+419.0% | $2,756+780.5% |
| Participant deferral / active EE | $16,404 | $3,451+375.3% | $5,629+191.4% | $4,297+281.7% |
| Admin fee / account holder | $521 | $7,992-93.5% | $15,923-96.7% | $6,935-92.5% |