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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,311 | $183,539+5.9% | $155,556+24.9% | $145,897+33.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.81% | 61.31%-47.5pp | 64.84%-51.0pp | 552.29%-538.5pp |
| Employer contribution / active EE | $2,200 | $5,315-58.6% | $4,675-52.9% | $4,663-52.8% |
| Participant deferral / active EE | $1,590 | $6,467-75.4% | $5,631-71.8% | $6,689-76.2% |
| Admin fee / account holder | $28,327 | $19,275+47.0% | $15,885+78.3% | $13,390+111.5% |