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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,855 | $160,028-17.6% | $147,080-10.4% | $145,884-9.6% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.29% | 98.60%-86.3pp | 420.17%-407.9pp | 551.85%-539.6pp |
| Employer contribution / active EE | $14,882 | $5,286+181.6% | $4,933+201.7% | $4,662+219.2% |
| Participant deferral / active EE | $10,267 | $8,422+21.9% | $8,066+27.3% | $6,690+53.5% |
| Admin fee / account holder | $1,824 | $15,030-87.9% | $12,989-86.0% | $13,392-86.4% |