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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,043 | $157,304-7.8% | $141,197+2.7% | $152,909-5.1% |
| Participation rate | 71.4% | 84.8%-13.4pp | 82.5%-11.0pp | 82.5%-11.0pp |
| Annual return | 14.05% | 64.34%-50.3pp | 71.41%-57.4pp | 345.46%-331.4pp |
| Employer contribution / active EE | $7,521 | $5,263+42.9% | $4,736+58.8% | $4,764+57.9% |
| Participant deferral / active EE | $4,723 | $7,111-33.6% | $6,710-29.6% | $5,851-19.3% |
| Admin fee / account holder | $6,791 | $12,126-44.0% | $10,265-33.8% | $11,601-41.5% |