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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,535 | $181,062-95.8% | $158,223-95.2% | $155,188-95.1% |
| Participation rate | 90.9% | 82.7%+8.3pp | 79.2%+11.7pp | 80.8%+10.1pp |
| Annual return | 13.51% | 57.39%-43.9pp | 52.09%-38.6pp | 148.84%-135.3pp |
| Employer contribution / active EE | $1,131 | $4,565-75.2% | $4,109-72.5% | $4,248-73.4% |
| Participant deferral / active EE | $2,500 | $6,134-59.2% | $5,467-54.3% | $6,531-61.7% |
| Admin fee / account holder | $3,650 | $18,825-80.6% | $16,047-77.3% | $14,480-74.8% |