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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,535 | $185,312-95.9% | $161,489-95.3% | $154,746-95.1% |
| Participation rate | 90.9% | 82.5%+8.4pp | 78.7%+12.2pp | 80.7%+10.2pp |
| Annual return | 13.51% | 103.84%-90.3pp | 89.72%-76.2pp | 172.34%-158.8pp |
| Employer contribution / active EE | $1,131 | $4,769-76.3% | $4,268-73.5% | $4,379-74.2% |
| Participant deferral / active EE | $2,500 | $6,350-60.6% | $5,630-55.6% | $6,730-62.9% |
| Admin fee / account holder | $3,650 | $18,654-80.4% | $16,006-77.2% | $14,365-74.6% |