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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $397,689 | $172,111+131.1% | $150,298+164.6% | $137,256+189.7% |
| Participation rate | 85.7% | 81.7%+4.0pp | 77.8%+8.0pp | 80.0%+5.8pp |
| Annual return | 13.39% | 69.37%-56.0pp | 62.79%-49.4pp | 220.34%-207.0pp |
| Employer contribution / active EE | $4,371 | $4,636-5.7% | $4,154+5.2% | $4,156+5.2% |
| Participant deferral / active EE | $9,351 | $6,166+51.7% | $5,453+71.5% | $6,407+46.0% |
| Admin fee / account holder | $1,370 | $16,471-91.7% | $14,116-90.3% | $12,270-88.8% |