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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,575 | $225,673-40.4% | $203,872-34.0% | $155,188-13.3% |
| Participation rate | 90.0% | 80.3%+9.7pp | 77.8%+12.2pp | 80.8%+9.2pp |
| Annual return | 17.75% | 95.91%-78.2pp | 85.11%-67.4pp | 148.84%-131.1pp |
| Employer contribution / active EE | $9,696 | $4,099+136.6% | $3,757+158.0% | $4,248+128.3% |
| Participant deferral / active EE | $16,197 | $6,893+135.0% | $6,388+153.6% | $6,531+148.0% |
| Admin fee / account holder | $13,398 | $12,327+8.7% | $11,730+14.2% | $14,480-7.5% |