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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,575 | $182,442-26.2% | $163,379-17.6% | $138,895-3.1% |
| Participation rate | 90.0% | 79.8%+10.2pp | 76.8%+13.2pp | 79.9%+10.1pp |
| Annual return | 17.75% | 72.74%-55.0pp | 63.41%-45.7pp | 145.39%-127.6pp |
| Employer contribution / active EE | $9,696 | $4,159+133.1% | $3,752+158.4% | $4,194+131.2% |
| Participant deferral / active EE | $16,197 | $6,817+137.6% | $6,282+157.8% | $6,396+153.2% |
| Admin fee / account holder | $13,398 | $10,396+28.9% | $9,818+36.5% | $12,562+6.7% |