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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,945 | $111,535-27.4% | $105,223-23.1% | $137,256-41.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 10.66% | 237.85%-227.2pp | 180.65%-170.0pp | 220.34%-209.7pp |
| Employer contribution / active EE | $6,541 | $3,939+66.0% | $3,689+77.3% | $4,156+57.4% |
| Participant deferral / active EE | $377 | $5,500-93.1% | $5,072-92.6% | $6,407-94.1% |
| Admin fee / account holder | $6,065 | $9,721-37.6% | $8,859-31.5% | $12,270-50.6% |