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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,883 | $172,111-8.3% | $150,298+5.0% | $137,256+15.0% |
| Participation rate | 85.0% | 81.7%+3.3pp | 77.8%+7.2pp | 80.0%+5.0pp |
| Annual return | 9.71% | 69.37%-59.7pp | 62.79%-53.1pp | 220.34%-210.6pp |
| Employer contribution / active EE | $3,862 | $4,636-16.7% | $4,154-7.0% | $4,156-7.1% |
| Participant deferral / active EE | $8,118 | $6,166+31.7% | $5,453+48.9% | $6,407+26.7% |
| Admin fee / account holder | $168,612 | $16,471+923.7% | $14,116+1094.5% | $12,270+1274.2% |