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| Provider | Service type | Compensation |
|---|---|---|
MILLIMAN, INC.4 years Service code 15 · EIN 91-0675641 | Recordkeeping | $24,313 |
MATRIX TRUST COMPANY4 years Service code 19 · EIN 75-3182674 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,073 | $81,331+182.9% | $155,534+47.9% | $80,935+184.3% |
| Participation rate | 97.4% | 66.3%+31.1pp | 78.2%+19.2pp | 67.7%+29.7pp |
| Annual return | 10.58% | 33.37%-22.8pp | 64.92%-54.3pp | 35.66%-25.1pp |
| Employer contribution / active EE | $12,271 | $3,105+295.2% | $4,675+162.5% | $2,757+345.1% |
| Participant deferral / active EE | $9,525 | $3,454+175.7% | $5,630+69.2% | $4,299+121.5% |
| Admin fee / account holder | $545 | $7,999-93.2% | $15,900-96.6% | $6,924-92.1% |