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| Provider | Service type | Compensation |
|---|---|---|
MILLIMAN, INC.4 years Service code 15 · EIN 91-0675641 | Recordkeeping | $24,313 |
MATRIX TRUST COMPANY4 years Service code 19 · EIN 75-3182674 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,073 | $81,276+183.1% | $155,574+47.9% | $80,925+184.3% |
| Participation rate | 97.4% | 66.2%+31.1pp | 78.2%+19.2pp | 67.7%+29.7pp |
| Annual return | 10.58% | 33.36%-22.8pp | 64.87%-54.3pp | 35.65%-25.1pp |
| Employer contribution / active EE | $12,271 | $3,103+295.5% | $4,676+162.4% | $2,756+345.2% |
| Participant deferral / active EE | $9,525 | $3,453+175.9% | $5,629+69.2% | $4,299+121.6% |
| Admin fee / account holder | $545 | $7,993-93.2% | $15,914-96.6% | $6,940-92.2% |