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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,145 | $112,729-78.6% | $98,716-75.5% | $137,256-82.4% |
| Participation rate | 66.7% | 74.2%-7.6pp | 69.3%-2.6pp | 80.0%-13.3pp |
| Annual return | 16.35% | 38.48%-22.1pp | 31.81%-15.5pp | 220.34%-204.0pp |
| Employer contribution / active EE | $1,549 | $2,725-43.2% | $2,279-32.0% | $4,156-62.7% |
| Participant deferral / active EE | $3,293 | $4,640-29.0% | $4,048-18.7% | $6,407-48.6% |
| Admin fee / account holder | $24,258 | $10,129+139.5% | $8,703+178.7% | $12,270+97.7% |