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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,145 | $124,980-80.7% | $108,359-77.7% | $154,746-84.4% |
| Participation rate | 66.7% | 75.2%-8.5pp | 70.1%-3.5pp | 80.7%-14.0pp |
| Annual return | 16.35% | 45.00%-28.7pp | 36.89%-20.5pp | 172.34%-156.0pp |
| Employer contribution / active EE | $1,549 | $2,851-45.7% | $2,399-35.5% | $4,379-64.6% |
| Participant deferral / active EE | $3,293 | $4,743-30.6% | $4,137-20.4% | $6,730-51.1% |
| Admin fee / account holder | $24,258 | $11,502+110.9% | $9,741+149.0% | $14,365+68.9% |