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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $183,372 | $201,264-8.9% | $184,185-0.4% | $145,978+25.6% |
| Participation rate | 81.8% | 87.5%-5.7pp | 86.8%-5.0pp | 80.3%+1.5pp |
| Annual return | 8.18% | 29.00%-20.8pp | 28.81%-20.6pp | 550.52%-542.3pp |
| Employer contribution / active EE | $10,237 | $7,021+45.8% | $6,426+59.3% | $4,662+119.6% |
| Participant deferral / active EE | $9,937 | $9,806+1.3% | $9,132+8.8% | $6,690+48.5% |
| Admin fee / account holder | $675 | $16,376-95.9% | $13,909-95.1% | $13,400-95.0% |