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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CAPITAL INSIGHT PARTNERS, LLC Service code 27 · EIN 90-0493567 | Advisory (Plan) | $25,623 |
Service code 15 · EIN 01-0233346 | Recordkeeping | $9,220 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,316 | $89,465-56.1% | $165,100-76.2% | $77,762-49.4% |
| Participation rate | 39.4% | 78.6%-39.2pp | 78.6%-39.2pp | 70.6%-31.2pp |
| Annual return | 29.65% | 28.86%+0.8pp | 70.21%-40.6pp | 31.27%-1.6pp |
| Employer contribution / active EE | $1,292 | $2,565-49.6% | $4,348-70.3% | $2,728-52.7% |
| Participant deferral / active EE | $2,862 | $4,904-41.6% | $6,035-52.6% | $4,651-38.5% |
| Admin fee / account holder | $122 | $340-64.0% | $12,696-99.0% | $433-71.8% |