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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,233 | $81,276-46.8% | $155,574-72.2% | $80,925-46.6% |
| Participation rate | 79.2% | 66.2%+13.0pp | 78.2%+1.0pp | 67.7%+11.6pp |
| Annual return | 11.67% | 33.36%-21.7pp | 64.87%-53.2pp | 35.65%-24.0pp |
| Employer contribution / active EE | $1,784 | $3,103-42.5% | $4,676-61.8% | $2,756-35.3% |
| Participant deferral / active EE | $3,685 | $3,453+6.7% | $5,629-34.5% | $4,299-14.3% |
| Admin fee / account holder | $8,463 | $7,993+5.9% | $15,914-46.8% | $6,940+21.9% |