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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,748 | $81,262+16.6% | $155,602-39.1% | $80,911+17.1% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.6%+32.4pp |
| Annual return | 7.01% | 33.34%-26.3pp | 64.81%-57.8pp | 35.63%-28.6pp |
| Employer contribution / active EE | $1,782 | $3,102-42.5% | $4,675-61.9% | $2,756-35.3% |
| Participant deferral / active EE | $3,693 | $3,451+7.0% | $5,629-34.4% | $4,297-14.1% |
| Admin fee / account holder | $54,070 | $7,992+576.6% | $15,923+239.6% | $6,935+679.7% |