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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,066 | $28,624-36.9% | $53,647-66.3% | $82,637-78.1% |
| Participation rate | 94.5% | 47.3%+47.3pp | 56.3%+38.3pp | 68.1%+26.5pp |
| Annual return | 12.05% | 664.98%-652.9pp | 358.33%-346.3pp | 53.51%-41.5pp |
| Employer contribution / active EE | $886 | $637+39.2% | $962-7.9% | $2,552-65.3% |
| Participant deferral / active EE | $1,656 | $1,196+38.4% | $1,813-8.7% | $4,126-59.9% |
| Admin fee / account holder | $5,367 | $2,022+165.5% | $2,460+118.2% | $7,339-26.9% |