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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,066 | $37,156-51.4% | $83,854-78.5% | $86,983-79.2% |
| Participation rate | 94.5% | 49.1%+45.5pp | 59.1%+35.4pp | 69.5%+25.0pp |
| Annual return | 12.05% | 29.88%-17.8pp | 31.39%-19.3pp | 25.83%-13.8pp |
| Employer contribution / active EE | $886 | $661+34.1% | $1,017-12.9% | $2,584-65.7% |
| Participant deferral / active EE | $1,656 | $1,418+16.8% | $2,035-18.7% | $4,194-60.5% |
| Admin fee / account holder | $5,367 | $2,510+113.9% | $3,197+67.9% | $7,856-31.7% |