Retirement plan

CHIRON AMERICA, INC. 401(K) PROFIT SHARING PLAN

Name: CHIRON AMERICA, INC. - CHIRON AMERICA, INC. 401(K) PROFIT SHARING PLAN (2025) Form 5500
Creator: CHIRON AMERICA, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CHIRON AMERICA, INC. 401(K) PROFIT SHARING PLAN, CHIRON AMERICA, INC.

CHIRON AMERICA, INC.EIN 86-0734600Plan #001PY 2025

10950 WITHERS COVE PARK DR - CHARLOTTE, NC 28278704-587-6606chironamerica.comLinkedIn51-200 employeesmachinery

Prospect flagsHigh feesFailed to transmit contributionsFailed to provide benefit

How to read this page

Total assets (EOY)

$14M

+14.3% from 2024

Total participants

120

-0.8% from 2024

Average account balance

$117,282

+12.4% from 2024

Annual return

18.84%

+5.15 pp from 2024

Benchmarks

See 5,733 peers

Peer group

Industry33 - Manufacturing

Plan typeDefined contribution

Participants25-99

Cohort5,733 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$13.96M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$117K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

119

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$1.01M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$11K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+18.84%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$461

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
KESTRA INVESTMENT SERVICES LLC8 years Service code 27 · EIN 35-2552359	Advisory (Plan)	$23,275
FIDELITY INVESTMENTS INSTITUTIONAL8 years Service code 37 · EIN 04-2647786	Loan Processing	$22,925
WEALTHSPIRE ADVISORS LLC1 year Filed as: WEALTHSPIRE RETIREMENT ADVISORY Service code 27 · EIN 33-0905143	Advisory (Plan)	$8,630

Plan features & details

Pension benefit codes2F2G2J2K2S2T3F2E3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3F
Leased employees
Plan sponsor(s) received services of leased employees as defined in Code section 414(n) during the plan year.

Opportunity flags

3 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceFailed to transmit contributions
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
ComplianceFailed to provide benefit
Form 5500 reported that benefits due were not provided when due.

Expense breakdown

Schedule H Part II

Admin total

$55K

$609 / participant

Recordkeeping$23K41.8%
Investment mgmt$32K58.2%

% of EOY assets

0.393%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: AC CPA, PLLC
Auditor EIN: 873863558
Audit fees: $0
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$117,282

$97,550+20.2%

$120,344-2.5%

$87,485+34.1%

Participation rate

98.9%

72.8%+26.1pp

76.7%+22.2pp

68.9%+30.0pp

Annual return

18.84%

18.41%+0.4pp

20.30%-1.5pp

26.06%-7.2pp

Employer contribution / active EE

$2,596

$2,291+13.3%

$3,020-14.0%

$2,5960%

Participant deferral / active EE

$8,671

$4,230+105.0%

$5,135+68.9%

$4,274+102.9%

Admin fee / account holder

$461

$9,543-95.2%

$12,742-96.4%

$7,775-94.1%

Provider

Service type

Compensation

KESTRA INVESTMENT SERVICES LLC8 years

Service code 27 · EIN 35-2552359

Advisory (Plan)

$23,275

FIDELITY INVESTMENTS INSTITUTIONAL8 years

Service code 37 · EIN 04-2647786

Loan Processing

$22,925

WEALTHSPIRE ADVISORS LLC1 year

Filed as: WEALTHSPIRE RETIREMENT ADVISORY

Service code 27 · EIN 33-0905143

Advisory (Plan)

$8,630

CHIRON AMERICA, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CHIRON AMERICA, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion