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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,220 | $90,691+21.5% | $76,119+44.8% | $145,884-24.4% |
| Participation rate | 88.9% | 74.5%+14.4pp | 69.1%+19.8pp | 80.3%+8.6pp |
| Annual return | 7.07% | 624.52%-617.5pp | 361.25%-354.2pp | 551.85%-544.8pp |
| Employer contribution / active EE | $3,908 | $3,329+17.4% | $2,693+45.1% | $4,662-16.2% |
| Participant deferral / active EE | $8,124 | $5,167+57.2% | $4,259+90.7% | $6,690+21.4% |
| Admin fee / account holder | $20,356 | $8,383+142.8% | $6,421+217.0% | $13,392+52.0% |