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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,411 | $59,448+6.7% | $93,696-32.3% | $74,459-14.8% |
| Participation rate | 36.6% | 59.6%-23.0pp | 68.7%-32.1pp | 67.2%-30.6pp |
| Annual return | 16.81% | 82.11%-65.3pp | 133.74%-116.9pp | 1369.70%-1352.9pp |
| Employer contribution / active EE | $377 | $1,266-70.2% | $2,422-84.4% | $2,626-85.6% |
| Participant deferral / active EE | $1,509 | $3,052-50.6% | $4,417-65.8% | $4,350-65.3% |
| Admin fee / account holder | $1,613 | $3,027-46.7% | $8,287-80.5% | $1,945-17.1% |