Retirement plan

SMITHCO ENTERPRISES, INC. 401(K) PLAN AND TRUST

Name: SMITHCO ENTERPRISES, INC. - SMITHCO ENTERPRISES, INC. 401(K) PLAN AND TRUST (2025) Form 5500
Creator: SMITHCO ENTERPRISES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SMITHCO ENTERPRISES, INC. 401(K) PLAN AND TRUST, SMITHCO ENTERPRISES, INC.

SMITHCO ENTERPRISES, INC.EIN 86-0709578Plan #001PY 2025

P.O. BOX 770 - WINKELMAN, AZ 85192520-575-8902

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.5M

+16.4% from 2024

Total participants

-30.0% from 2024

Average account balance

$217,325

+33.1% from 2024

Annual return

14.39%

+4.10 pp from 2024

Benchmarks

See 3,092 peers

Peer group

Industry32 - Manufacturing

Plan typeDefined contribution

Participants<25

Cohort3,092 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.52M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$217K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$49K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.39%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3172

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2G3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$22K

$3172 / participant

Other / not subdivided$22K100.0%

% of EOY assets

1.459%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$217,325

$142,354+52.7%

$125,529+73.1%

$155,188+40.0%

Participation rate

100.0%

78.1%+21.9pp

74.7%+25.3pp

80.8%+19.2pp

Annual return

14.39%

306.06%-291.7pp

202.56%-188.2pp

148.84%-134.4pp

Employer contribution / active EE

$2,345

$3,501-33.0%

$3,058-23.3%

$4,248-44.8%

Participant deferral / active EE

$4,660

$5,491-15.1%

$4,813-3.2%

$6,531-28.7%

Admin fee / account holder

$3,172

$19,392-83.6%

$16,298-80.5%

$14,480-78.1%

SMITHCO ENTERPRISES, INC. 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SMITHCO ENTERPRISES, INC. 401(K) PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion