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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $860,194 | $183,539+368.7% | $155,556+453.0% | $145,897+489.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 34.41% | 61.31%-26.9pp | 64.84%-30.4pp | 552.29%-517.9pp |
| Employer contribution / active EE | $8,061 | $5,315+51.7% | $4,675+72.4% | $4,663+72.9% |
| Participant deferral / active EE | $19,580 | $6,467+202.8% | $5,631+247.7% | $6,689+192.7% |
| Admin fee / account holder | $142,844 | $19,275+641.1% | $15,885+799.2% | $13,390+966.8% |