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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,050 | $114,119-47.4% | $107,187-44.0% | $138,895-56.8% |
| Participation rate | 63.6% | 78.1%-14.4pp | 75.0%-11.4pp | 79.9%-16.3pp |
| Annual return | 14.10% | 273.21%-259.1pp | 204.55%-190.4pp | 145.39%-131.3pp |
| Employer contribution / active EE | $1,197 | $4,059-70.5% | $3,782-68.4% | $4,194-71.5% |
| Participant deferral / active EE | $6,106 | $5,538+10.3% | $5,096+19.8% | $6,396-4.5% |
| Admin fee / account holder | $4,445 | $10,024-55.7% | $9,162-51.5% | $12,562-64.6% |