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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,050 | $134,817-55.5% | $123,973-51.6% | $155,188-61.3% |
| Participation rate | 63.6% | 79.4%-15.8pp | 76.7%-13.0pp | 80.8%-17.2pp |
| Annual return | 14.10% | 515.49%-501.4pp | 388.13%-374.0pp | 148.84%-134.7pp |
| Employer contribution / active EE | $1,197 | $4,425-72.9% | $4,126-71.0% | $4,248-71.8% |
| Participant deferral / active EE | $6,106 | $5,706+7.0% | $5,247+16.4% | $6,531-6.5% |
| Admin fee / account holder | $4,445 | $13,245-66.4% | $11,799-62.3% | $14,480-69.3% |