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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,323 | $88,778+7.4% | $81,844+16.5% | $145,884-34.7% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | -26.77% | 1033.03%-1059.8pp | 778.87%-805.6pp | 551.85%-578.6pp |
| Employer contribution / active EE | $4,752 | $3,087+53.9% | $2,916+62.9% | $4,662+1.9% |
| Participant deferral / active EE | $17,820 | $4,648+283.4% | $4,323+312.2% | $6,690+166.4% |
| Admin fee / account holder | $42,489 | $8,430+404.0% | $7,355+477.7% | $13,392+217.3% |