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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,137 | $76,519-27.9% | $56,025-1.6% | $145,897-62.2% |
| Participation rate | 66.7% | 63.2%+3.4pp | 52.5%+14.2pp | 80.3%-13.6pp |
| Annual return | 13.03% | 3017.03%-3004.0pp | 1712.69%-1699.7pp | 552.29%-539.3pp |
| Employer contribution / active EE | $830 | $1,383-40.0% | $1,042-20.3% | $4,663-82.2% |
| Participant deferral / active EE | $2,630 | $2,624+0.2% | $1,955+34.6% | $6,689-60.7% |
| Admin fee / account holder | $894 | $3,331-73.2% | $2,828-68.4% | $13,390-93.3% |