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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,207 | $58,311-8.8% | $81,882-35.0% | $80,959-34.3% |
| Participation rate | 30.6% | 63.5%-32.9pp | 72.4%-41.8pp | 67.7%-37.1pp |
| Annual return | 22.59% | 41.85%-19.3pp | 779.47%-756.9pp | 35.67%-13.1pp |
| Employer contribution / active EE | $2,239 | $2,347-4.6% | $2,916-23.2% | $2,757-18.8% |
| Participant deferral / active EE | $1,054 | $3,287-67.9% | $4,323-75.6% | $4,300-75.5% |
| Admin fee / account holder | $0 | $4,752-100.0% | $7,360-100.0% | $6,925-100.0% |