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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,324 | $51,638+22.6% | $68,368-7.4% | $82,448-23.2% |
| Participation rate | 31.6% | 63.6%-32.0pp | 73.8%-42.1pp | 68.1%-36.4pp |
| Annual return | 28.59% | 37.53%-8.9pp | 292.57%-264.0pp | 41.64%-13.0pp |
| Employer contribution / active EE | $2,141 | $2,047+4.6% | $2,649-19.2% | $2,551-16.1% |
| Participant deferral / active EE | $1,208 | $2,914-58.5% | $4,123-70.7% | $4,139-70.8% |
| Admin fee / account holder | $119 | $4,643-97.4% | $5,150-97.7% | $7,234-98.4% |