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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,324 | $49,976+26.7% | $66,674-5.0% | $82,637-23.4% |
| Participation rate | 31.6% | 63.1%-31.5pp | 73.7%-42.0pp | 68.1%-36.4pp |
| Annual return | 28.59% | 39.09%-10.5pp | 321.24%-292.6pp | 53.51%-24.9pp |
| Employer contribution / active EE | $2,141 | $1,988+7.7% | $2,620-18.3% | $2,552-16.1% |
| Participant deferral / active EE | $1,208 | $2,847-57.6% | $4,084-70.4% | $4,126-70.7% |
| Admin fee / account holder | $119 | $4,594-97.4% | $5,098-97.7% | $7,339-98.4% |